About This Tool
This calculator helps investors project potential returns from mutual fund investments based on their chosen strategy, either SIP or Lump Sum. It uses compound interest calculations with annual compounding.
How It Works
For SIP, the formula used is:
Future Value = P * [((1 + r/n)^(n*t) - 1) / (r/n)] * (1+r/n)
Where P = monthly investment, r = annual rate/100, n = 12 months, t = years.
Lump Sum uses: Future Value = Principal * (1 + r)^t
Investment Advice
Mutual fund returns depend on market performance. Past returns do not guarantee future results. Use this tool for estimation and planning purposes only.
FAQs
Can I calculate for fractional years? Yes, enter years as decimal, e.g., 5.5.
Does it include taxes? No, returns are pre-tax estimates.
What if the market fluctuates? Actual corpus may vary; this is a projection based on expected returns.
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